Fraud Investigtor III

Is it surprising to hear that a financial institution of 1.5 million members and over $30 billion in managed assets say that success comes from focusing on people, not profits?

Our "people helping people" philosophy has guided us since 1935, driving our deep commitment to serving our members, communities, and each other. When you join our team, you become part of a purpose-driven organization where your work makes a real difference.

While we're proud of our history, we're even more excited about our future. With business and technology transformation on the horizon, there's never been a better time to be part of BECU.

PAY RANGE

BENEFITS - because people helping peoplestarts with supporting you

• 401(k) Company Match (up to 3%)

• 4% annual contribution to your 401(k) by BECU

• Medical, Dental and Vision (family contributions as well)

• PTO Program + Exchange Program

• Tuition Reimbursement Program

• BECU Cares volunteer time off + donation match

IMPACT YOU'LL MAKE:

As a Fraud Investigator III, you'll play a critical role in protecting our members and strengthening BECU's fraud prevention efforts. Your expertise will directly influence highrisk case outcomes, SAR determinations, and the identification of complex fraud rings. You'll help elevate investigation quality across the team by coaching others and sharing best practices. In a growing, evolving environment, your voice and experience will help shape smarter workflows and stronger controls. This role gives you the opportunity to make meaningful impact while continuing to grow as a fraud leader.

To join our dynamic team, we require candidates to be residents of WA, OR, ID, AZ, TX, GA, NC, VA or SC. If you're located in Washington state and within a reasonable driving distance from Tukwila, we are requesting that you come into our HQ on Tuesdays & Wednesdays. For those candidates that live outside the commute distance of TFC and in any of our approved remote work locations, this role will be remote. Remote or onsite, we are committed to ensuring you are fully engaged and included in our collaborative environment.

WHAT YOU'LL DO:

• Advanced Fraud Investigations: You'll analyze, monitor, and investigate complex fraud activity, including highdollar transactions, account takeovers, identity theft, fraud rings, and elder abuse cases across multiple products and services.
• Case Management & Decisioning: You'll manage multiple sophisticated investigations at once, completing thorough reviews, conducting member interviews, and making sound decisions within regulatory and compliance timeframes.
• SAR Determinations & Filings: You'll determine when Suspicious Activity Reports are required and complete highquality SAR filings in accordance with regulatory standards and deadlines.
• Quality & Risk Assessment: You'll perform indepth analysis of evidence, assess the accuracy and credibility of information, and develop wellsupported investigative conclusions that meet quality expectations.
• Trend & Ring Analysis: You'll identify emerging fraud trends, larger fraud rings, and systemic vulnerabilities, escalating issues appropriately to reduce risk and losses.
• Collaboration & Knowledge Sharing: You'll actively participate in-and often lead-knowledgesharing sessions, working closely with peers, strategy partners, and leadership to improve fraud detection and investigations.
• Coaching & Support: You'll provide guidance, feedback, and escalation support to other Fraud Investigators, helping elevate investigation quality and SAR writing across the team.
• External Partnership Support: You'll collaborate with law enforcement and external partners by providing documentation, filing police reports when applicable, and supporting credit union loss recovery efforts.
• Continuous Improvement: You'll contribute ideas to enhance alerts, workflows, and investigative processes, helping the department evolve as fraud risks change.

This isn't just about ticking off tasks on a list. It's about making a significant, positive change in BECU's journey, where your contributions are valued, and your growth is continually fostered.

WHAT YOU'LL GAIN:

• The opportunity to make a visible impact in a growing fraud program where your expertise influences outcomes and process improvements
• A collaborative team environment with motivated investigators focused on improving fraud quality and effectiveness
• Exposure to complex, highrisk fraud cases and largescale fraud ring investigations
• Opportunities to mentor others, build leadership skills, and expand your influence as a subject matter expert
• A leader who actively supports development, growth opportunities, and professional advancement
• The ability to help shape workflows and contribute to meaningful change as the department evolves

QUALIFICATIONS:

Minimum Qualifications:

• A bachelor's degree or equivalent work or educational experience required
• 5 years' experience in fraud or financial crimes prevention, detection, or case investigations to include 2 years in a fraud specific customer service environment
• Certified Financial Crime Specialist (CFCS), Certified Fraud Examiner (CFE) required or can be obtained by applicant within 1 year of hire

Desired Qualifications:

• Experience in writing and filing Suspicious Activity Reports preferred
• Ability to work independently, and as a team member, while using discretion in decision making
• Verbal and written communication skills required to effectively communicate
• Conceptual and organizational skills, with the ability to prioritize multiple tasks
• Organizational and problem-solving skills required
• Knowledge of Regulation E, Regulation CC, and Regulation UCC

JOIN THE JOURNEY:

Ready to make an indelible impact? Eager to be part of a collaborative and innovative team where your ideas and contributionsdon'tjust fill a role but fuel the growth and success of BECU? This is more than a job -it'sa chance to elevate your career, skills, and future, all while contributing to the robust operational landscape of BECU.

Embrace the opportunity to grow with us. Apply now, bring yourexpertiseto the table, andlet'sachieve excellence together at BECU. Your journey of influence, innovation, and impactful contribution starts now. #BECU #YourGrowth #BECUJourney

BECU is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, veteran status, disability, sexual orientation, gender identity, or any other protected status.