Senior Risk Manager

About DAT

Discover your future at DAT Freight & Analytics, where innovation meets impact. For over four decades, DAT has been at the forefront of transportation and logistics, helping businesses move freight with greater efficiency and confidence. We are a technology company that removes uncertainty from freight for truckers, brokers, and shippers every day. Our advanced tools and data intelligence empower professionals to make smarter decisions, optimize costs, and operate more successfully. Through the industry's largest digital freight marketplace and insights derived from over $1 trillion in freight transactions, we provide the mission-critical information that keeps supply chains running smoothly across the country. DAT is proud to be an award-winning workplace that fosters innovation, celebrates success, and values professional growth. With strategic offices in Beaverton, Oregon, Denver, Colorado, Springfield, Missouri, and Bangalore, India, our teams collaborate to solve the transportation industry's most complex challenges. Ready to shape the future of freight technology? Learn more atdat.com/company.

Application Deadline:4/30/2026

The Opportunity

DAT is seeking an entrepreneurial risk leader to build and scale the credit risk program at the center of our evolving payments ecosystem. This role sits at the intersection of risk management, systems development, and portfolio management - requiring someone who can design programs from the ground up and drive execution across a fast-moving organization.

You'll own credit risk modeling, underwriting processes, and decisions for marketplace customers while building the infrastructure, analytics, and processes needed to scale those capabilities over time. Following DAT's acquisition of Convoy in 2025, this role will also take on direct responsibility for integrating Convoy's credit product into DAT's broader risk framework - a meaningful near-term priority that will shape how the combined program operates going forward.

The right candidate is a systems thinker who leads with data, communicates with conviction to senior leadership, and sees manual processes as opportunities for scalable, automated solutions. Credit expertise is a meaningful advantage, though we're equally interested in candidates who bring strong risk management fundamentals and a track record of building programs in high-growth environments.

What You'll Do

Program & Infrastructure Development

• Design and implement a scalable credit risk framework from the ground up, including policies, risk thresholds, escalation frameworks, and enforcement workflows. Partner with product and engineering teams to move credit operations toward automated, real-time controls. Define product requirements for credit infrastructure within our payments ecosystem and lead evaluation of data tools and integrations that enhance risk visibility. Build with scale in mind - every process and system should be designed to handle multiples of current volume without proportional increases in headcount or manual effort.

Credit Product Integration

• Lead the integration of new credit products into DAT's risk management framework. Assess existing credit policies, underwriting criteria, and portfolio composition, identifying opportunities to harmonize approaches across the enterprise. Partner with cross-functional stakeholders from multiple organizations to navigate integration complexity, resolve policy conflicts, and establish a unified credit program that captures the strengths of DAT's platforms.

Credit Underwriting & Portfolio Management

• Develop underwriting criteria and credit policies for marketplace customers, incorporating financial analysis alongside industry-specific data sources. Own credit limit decisions, ongoing monitoring, and escalation for complex or high-exposure accounts. Build early warning systems that identify deteriorating credit quality before losses occur, leveraging payment trend analysis, balance growth patterns, and default probability indicators.

Risk Analytics & Modeling

• Lead the design of KPIs, reporting frameworks, and dashboards that give leadership real-time visibility into portfolio health and emerging exposure trends. Build and maintain forecasting models that project payment behavior and expected loss under a range of scenarios. Conduct regular portfolio reviews and translate analytical findings into clear, actionable recommendations. Bring rigor and creativity to data - identifying patterns and opportunities that aren't obvious from surface-level reporting.

Senior Leadership Communication & Stakeholder Management

• Serve as the voice of credit risk to senior leadership, presenting portfolio performance, policy recommendations, and risk assessments on sensitive or high-stakes topics with clarity and confidence. Navigate a cross-functional environment where sales, product, finance, and operations often have competing priorities. Build consensus around credit policies that balance growth enablement with prudent risk limits. Manage customer relationships during difficult credit conversations, enforcing policy while preserving the commercial relationship wherever possible.

What makes this role unique

DAT occupies a unique position in the freight ecosystem - sitting between shippers, brokers, and carriers at a moment when payments infrastructure, risk management, and marketplace dynamics are converging in new ways. The development of new automation tools and emerging marketplace models adds both complexity and opportunity, and this role is central to realizing the full potential of the DAT platform. You'll have the mandate to build the systems and programs that define how credit risk operates at scale across the entire DAT ecosystem.

The Skills and Experience You'll Bring

• 5-8 years of experience in risk management: credit risk, operational risk, or a related discipline at a fast-moving, growth-oriented technology or fintech company.
• Demonstrated ability to build programs and systems with limited existing infrastructure.
• A strong data analytics mindset: comfortable working directly with complex datasets, designing models, and deriving insights that drive decisions, without necessarily having a deep technical programming background.
• Proven track record of presenting complex risk topics to senior leadership and influencing decisions at the executive level.
• Comfort with ambiguity and the ability to make sound decisions and move forward without complete information.
• Familiarity with BI platforms, reporting tools, and dashboard development.
• Experience with trade credit reporting and commercial risk scoring tools is a plus, as is experience in freight, logistics, or marketplace businesses.

Why DAT?

DAT is an award winning employer of choice.

For starters, we have a hybrid work environment, but we also know what makes a great workplace. We have a time-tested and resolute set of operating values predicated on integrity, mutual respect, open communication, and executing with excellence. These values inform our strategic vision as much as any one of our products does. We've been an employer of choice in the Portland metropolitan area for four decades, and within one year of opening our Denver office, DAT was #26 on Built In Colorado's 100 Best Places to Work In Colorado.

• Medical, Dental, Vision, Life, and AD&D insurance
• Parental Leave
• Flexible Time Off (FTO)
• An additional 10 holidays of paid time off per calendar year
• 401k matching (immediately vested)
• Employee Stock Purchase Plan
• Short- and Long-term disability sick leave
• Flexible Spending Accounts
• Health Savings Accounts
• Employee Assistance Program
• Additional programs - Employee Referral, Internal Recognition, and Wellness
• Free TriMet transit pass (Beaverton Office)
• Competitive salary and benefits package
• Work on impactful projects in a cutting-edge environment
• Collaborative and supportive team culture
• Opportunity to make a real difference in the trucking industry
• Employee Resource Groups

For Washington-based candidates, in compliance with the Washington State Pay Transparency Law, the salary range for this role is $157,000 - $213,000. DAT considers factors such as scope and responsibilities of the position, candidate's work experience, education and training, core skills, internal equity, and market and business elements when extending an offer.

DAT embraces the value of a diverse workforce, and believes it is a core strength of our company that we encourage those values in every DAT employee, at every level of our organization, regardless of tenure or rank. We provide equal employment opportunities (EEO) to all employees and applicants without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state, and local laws.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)

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