Specialty Banking Portfolio Manager III - Food & Ag

It starts with our culture ...

Common sense has never been common.

If it were, the world would be a different place. Things would run smoothly and on time. People would do what they say and say what they do. Everything would be fair, without all the small talk. And banks would only sell you what you need. When a banker looked at a client, they wouldn't just see a number, they'd see a dad or a mom or a graduate or a business owner. Our Bankers understand the complexities of people's lives and offer simple solutions.

That's the basics of Relationships. Fairness. Simplicity. When you choose our Company, you have an opportunity to make an impact beyond the walls of our buildings.

We have a long-standing commitment to Equity, Diversity, and Inclusion. Through our banking relationships, investing, grants, and volunteerism, NBH Bank promotes the growth, revitalization, and sustainability of the communities we serve. We believe that these are important elements in building and sustaining a successful organization and a positive, results-driven culture. We strive for all of our associates to feel welcome and empowered at work.

As an Ag Banking Underwriter Manager, you will manage all underwriters within the Ag Department. Be able to assist in the growth of underwriter's growth within the department and job duties pertaining to Ag Underwriting. Assist the Portfolio Manager and Director in managing delinquencies, maturities, and credit memos. Analyze clients' financials in a timely matter. Assist the Banking Officers in gathering all necessary financial. Communicate with clients along with the Ag Banking Officers to fully understand the client's operation and financials. Structure loans in a way that is best for both the bank and the client. Study the clients' financials to see if there are any additional lending possibilities with the client. Work with and build relationships with government lending agencies and learn the ins and outs of how they work in order to be as efficient as possible. Work in a team with the Ag Banking Officers and other Ag Banking Underwriters to ensure that all work is completed in a timely manner.

As an Ag Banking Underwriter Manager, you are expected to deliver a consistent, positive experience to all clients with every interaction, critically review, analyze, and structure agriculture loans, and monitor loan portfolio performance by maintaining contact with the business Banking Officers and understanding and resolving problems when appropriate.

All associates are expected to maintain current knowledge and consistent compliance with regulations and bank policies and procedures related to the position, including but not limited to Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) requirements.

Minimum Requirements:This position requires the following educational and/or job experience:

• Bachelor's degree in Business Administrations or equivalent combination of education and work experience or working to obtain
• 6 + years of successful commercial or small business lending
• 6+ years of banking experience.
• 5+ years successful business to business development experience

Desired Skills: Ideal candidates for this position should possess some or all the following skills:

• Master's degree or equivalent combination of education and work experience.
• 8+ years of successful commercial or small business lending.
• 8+ years of banking experience.
• Completion of bank training or formal credit training program.
• Strong credit background with ability to analyze financial statements, underwrite loans, and prepare loan presentations for approval by credit committees.
• Strong oral and written communication skills with the ability to clearly and concisely articulate issues.
• Ability to think creatively and meet challenges with resourcefulness.
• Strong interpersonal skills with the ability to build peer and/or team cohesiveness.
• Ability to work effectively in a collaborative environment.
• Ability to prioritize competing demands and effectively manage multiple tasks and/or projects.
• Ability to make sound and timely decisions, to consistently deliver on commitments and assume responsibility for results.
• Strong client service skills with the ability to interact in a professional manner with both internal and external clients.
• Carries oneself in a professional manner both inside and outside the bank, always representing the bank in a professional manner.
• Proficient in MS office applications which include Outlook, Word, Excel, and PowerPoint.

Work Environment:

We are a culture that believes that people are our greatest asset and are at the heart of everything we do. We take pride in bringing clarity and simplicity to our associates (employees) and clients. Our decisions are made efficiently, fairly, and locally. Our success is directly tied to the communities we serve. It is equally important for us to look through the lens of our applicants and associates to identify their individual needs. As such, we want to share the following:

• We are committed to our core value of meritocracy and supporting our associates in growing within their role.
• When completing certain tasks, an associate may need to be able to grasp, push, pull, lift, bend, raise and hold hands and arms overhead.
• An associate must be able to work overtime to the extent necessary.
• Must be able to travel - estimated 50-60% of the time.

Benefits:

In addition to your financial compensation, we also offer a generous benefits package that includes insurance, 401k, an associate stock purchase program, paid time off, associate banking perks. For more information about the benefits offered click here.

If this is what you believe in, then you're definitely right for us. Consider making an investment in us, so that we may invest in you and your bright future.