Carrier Risk Analyst

About DAT

Discover your future at DAT Freight & Analytics, where innovation meets impact. For over four decades, DAT has been at the forefront of transportation and logistics, helping businesses move freight with greater efficiency and confidence. We are a technology company that removes uncertainty from freight for truckers, brokers, and shippers every day. Our advanced tools and data intelligence empower professionals to make smarter decisions, optimize costs, and operate more successfully. Through the industry's largest digital freight marketplace and insights derived from over $1 trillion in freight transactions, we provide the mission-critical information that keeps supply chains running smoothly across the country. DAT is proud to be an award-winning workplace that fosters innovation, celebrates success, and values professional growth. With strategic offices in Beaverton, Oregon, Denver, Colorado, Springfield, Missouri, and Bangalore, India, our teams collaborate to solve the transportation industry's most complex challenges. Ready to shape the future of freight technology? Learn more atdat.com/company.

Application Deadline:7/31/2025

The Opportunity

DAT is looking for a Carrier Risk Analyst to join our Outgo team team in Seattle.

Outgo is a fintech platform built specifically for truckers' needs. We provide a vertical banking solution that combines invoicing, accounting, factoring, and banking in one platform to optimize cash flow and eliminate exorbitant rates, hidden fees, and long contracts. Our mission is to revolutionize money management for trucking companies and help them save money while growing their businesses.

We're looking for an Underwriting Specialist to join our Risk & Operations team. In this key role, you'll evaluate customer onboarding eligibility, conduct data-driven risk assessments, and support re-underwriting for existing clients. You'll collaborate cross-functionally to deliver risk insights, enhance our underwriting standards, and improve the overall customer experience. This role is ideal for someone who combines analytical rigor with operational efficiency in a fast-paced environment.

What You'll Do

• Analyze customer applications and documentation to assess onboarding eligibility
• Conduct re-underwriting and evaluate risk for clients requesting changes to account permissions
• Present underwriting findings and recommendations to internal stakeholders
• Apply scoring models and risk frameworks to quantify customer profiles
• Identify trends and potential risks across customer segments
• Maintain and update underwriting criteria, databases, and documentation
• Collaborate with risk, customer success, and operations teams to optimize workflows
• Support continuous improvement of underwriting processes and quality control
• Work with Product Management and Engineering to productize and automate underwriting and carrier risk management activities

The Skills and Experience You'll Bring

• 2+ years of experience in underwriting, risk analysis, or a related operational role. Tech or startup background is a plus.
• Strong understanding of risk assessment principles and underwriting methodologies
• Proficiency in Excel and comfort with data analysis tools (experience with SQL or BI tools is a plus)
• Excellent communication skills, both written and verbal
• High attention to detail and ability to manage multiple priorities
• A self-starter with a collaborative, team-first mindset
• Comfortable navigating ambiguity and seeking process improvements

Why DAT?

DAT is an award winning employer of choice.

For starters, we have a hybrid work environment, but we also know what makes a great workplace. We have a time-tested and resolute set of operating values predicated on integrity, mutual respect, open communication, and executing with excellence. These values inform our strategic vision as much as any one of our products does. We've been an employer of choice in the Portland metropolitan area for four decades, and within one year of opening our Denver office, DAT was #26 on Built In Colorado's 100 Best Places to Work In Colorado.

• Medical, Dental, Vision, Life, and AD&D insurance
• Parental Leave
• Up to 20 days of paid time off starting in year one
• An additional 10 holidays of paid time off per calendar year
• 401k matching (immediately vested)
• Employee Stock Purchase Plan
• Short- and Long-term disability sick leave
• Flexible Spending Accounts
• Health Savings Accounts
• Tuition Reimbursement Program
• Employee Assistance Program
• Additional programs - Employee Referral, Internal Recognition, and Wellness
• Free TriMet transit pass (Beaverton Office)
• Competitive salary and benefits package
• Work on impactful projects in a cutting-edge environment
• Collaborative and supportive team culture
• Opportunity to make a real difference in the trucking industry
• Employee Resource Groups

For Washington-based candidates, in compliance with the Washington States Pay Transparency Law, theminimum salary for this role is $87,000.00 + benefits. The maximum compensation for this role can vary significantly depending on your job-related skills and experience. DAT considers factors such as scope and responsibilities of the position, candidate's work experience, education and training, core skills, internal equity, and market and business elements when extending an offer.

DAT embraces the value of a diverse workforce, and believes it is a core strength of our company that we encourage those values in every DAT employee, at every level of our organization, regardless of tenure or rank. We provide equal employment opportunities (EEO) to all employees and applicants without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state, and local laws.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)

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