New

Business Banking Underwriter II

First Merchants Bank
vision insurance, parental leave, paid holidays, sick time, tuition reimbursement, 401(k)
United States, Michigan, Farmington Hills
Feb 22, 2025
Description First Merchants Bank is seeking a Business Banking Underwriter II. This position will provide credit risk assessment support. Essential Duties and Responsibilities: 1Review credit data to evaluate the Business Banking Center's commercial loan requests in order to approve or deny applications within individual lending authority (up to $250,000). Analyze sources of financial information, such as tax returns, financial statements, credit bureaus, and other sources. Order and review appraisals, evaluations and environmental assessments. Review and recommend proper structure for commercial loans based on financial strength and loan purpose. Complete trigger database business banking monitoring: Spread and review financial data Assist in management of database Review triggers generated for validity Request financial information where needed Report concerns to management and Business Banking and/or Relationship Managers. Establish and maintain good working relationship with Business Banking Officers. Attend sales calls with Business Banking Officers as requested. In order to be successful in this position, the following is required: Bachelor's degree in accounting, finance, business or related field. A minimum of two (2) years of commercial lending or related experience. The following would be a plus: Training in OMEGA, RMA or other commercial lending courses. First Merchants offers the following: Base Pay PLUS Bonuses Medical, Dental and Vision Insurance 401k Health Savings and Flexible Spending Accounts Vacation/Sick Time Paid Holidays Paid Parental Leave Tuition Reimbursement Additional Benefits A little about us: First Merchants is guided by a genuine philosophy of being a meaningful place to work and having a prosperous impact across all walks of life throughout the communities we serve, including consumers, businesses and other organizations. Our Vision, Mission and Team statement reflect and reinforce that authentic service philosophy. Our Vision is: To enhance the financial wellness of the diverse communities we serve. Our Mission is: To be the most responsive, knowledgeable, and high-performing financial organization for our clients, teammates, and shareholders. Our Team: "We are a collection of dynamic colleagues with diverse experiences and perspectives who share a passion for positively impacting lives. We are genuinely committed to attracting and engaging teammates of diverse backgrounds. We believe in the power of inclusion and belonging." Apply today to begin your career with us! Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)