Loan Officer

Farm Credit of Southern Colorado (FCSC) is seeking a Loan Officer to join our team. The Loan Officer will be responsible for achieving growth of loan portfolio in assigned territory through professional marketing and visibility, while creating and maintaining existing lending relationships.

This position is full time, working approximately 40 hours a week, and is benefits eligible. Occasional travel may be required to sufficiently support other locations within territory.

Organizational Information

At Farm Credit of Southern Colorado, we believe in creating a culture where teammates enjoy coming to work and feel included. We live this every day by enacting our FIRST principles, Fun, Integrity, Respect, Service, and Trust. Our commitment to our employees has earned Farm Credit of Southern Colorado recognition by the Colorado Springs Gazette a Best Place to Work for the past 3 years. Come join us in Colorado Springs, ranked No. 3 in US News & World Report's 2023-2024 Best Place to Live survey!

As one of the Farm Credit System's associations, Farm Credit of Southern Colorado is a robust organization serving its member/owners in 31 counties throughout Southern Colorado. With over $1.6 billion in assets, Farm Credit of Southern Colorado's approximately 100 staff members bring strength to its shareholders and communities. Farm Credit of Southern Colorado is a member-owned cooperative that provides a wide range of financial products and risk management services for agricultural producers, agribusinesses, land owners and rural homeowners.

Today, the Farm Credit System is one of the strongest, most financially sound lending institutions in the U.S. Its 59 institutions serve our country's farmers and ranchers, rural America, and agribusiness.

Position Summary:

The Loan Officer will be responsible for achieving growth of loan portfolio in assigned territory through professional marketing and visibility, while creating and maintaining existing lending relationships. They will also be able to identify opportunities to create new relationships by leveraging Agricultural producer networks and referrals to build relationships to achieve business results. The chosen candidate must be able to communicate the value of Association products and of doing business with Farm Credit.

The Loan Officer processes, analyzes, and services a moderate to high volume of mortgage and commercial loans of various sizes. Works collaboratively with functional teams within the organization.

Our ideal candidate values relationships, respects the knowledge and talents of others, and works as part of a professional team to provide high quality customer service.

Minimum Qualifying Characteristics:

• Driver's License
• Knowledge of agricultural operations
• Knowledge of agricultural markets
• Knowledge of financial statements and mathematical concepts
• Knowledge of financial structuring and loan products
• Knowledge of accounting principles, practices and methods
• Knowledge of credit administration and portfolio management procedures
• Knowledge of Word/Excel/PowerPoint/Outlook sufficient to create, update and save basic documents
• Skill in oral and written communication, sufficient to exchange information effectively with peers, supervisor and borrowers
• Skill in establishing and maintaining productive relationships within and outside the organization, borrowers and vendors
• Skill in gathering, compiling and organizing information
• Skill in listening closely to understand the speaker's intent
• Skill in listening and conveying awareness of a borrower's problem or issue to find resolution
• Skill in interacting and working effectively with others
• Skill in focusing and concentrating on details
• Skill in applying processes and procedures to factual data to make a logical decision
• Skill in reasoning persuasively to sell or promote financial services and products

Farm Credit of Southern Colorado is an Equal Opportunity Employer dedicated to diversity in the workplace and offers a great work environment. All qualified applicants will receive consideration for employment without regard to race, color, age, religion, sex, national origin, disability, or protected veteran status.

The following information is disclosed in compliance with the Colorado Equal Pay for Equal Work Act. Similar positions applied for outside of Colorado will not necessarily receive the same compensation.

Salary Range: $50,000 to $120,000. Seniority and accompanying compensation will be dependent upon level of experience and knowledge.

This range is a good-faith and reasonable estimate of the range of possible compensation at the time of this posting. Actual salaries could vary and may be above or below the range as permitted by Colorado Equal Pay Transparency Rule 4.1.2. Variation is based on various factors including but not limited to location, qualifications, experience, operational needs and other considerations permitted by law. In compliance with the Colorado Equal Pay for Equal Work Act, a potential new employee's salary history will not be used in compensation decisions. In addition, benefits for this position include medical, dental, vision and life insurance, 401k, tax advantage accounts, paid vacation, sick leave and parental leave.

FINAL DATE FOR APPLICATION: Until the position is filled.